Motor Insurance & Act Of God

SORRY!!
Motor Insurance Cover Does Not Pay When The Damage Is Due To ACT OF GOD.

Related sites on Personal Accident:
www.investment-101.com/05/pa.html


Some years ago God was not to happy with one my friend, or maybe, he had to pay his karma. It was very rainy day and it was pouring like cats and dogs. He was driving along Bukit Timah road for an appointment. This was about 20 years back. As the storm was very strong, it caused a huge branch from one of those trees that lined up the road, to break off. Unfortunately, this branch fell on to his new car, which was about one & half years old. By the grace of god nothing happened to his life or body, however, his car was badly damaged.As per normal what most of us will do, he contacted his auto Insurance agent, to inform him about the motor accident. He received a very bad shock, when the agent told him that his Auto insurance did not cover such accident. The agent explained that this being an act of god, auto insurance does not cover the damages.It was a sleepless night for my poor friend.

The following day another Insurance agent called him. This agent was from a life insurance company. He said that he read the accident in the Starits Times. and wanted to meet him for lunch, to discuss some options. Well, he met this agent for lunch, after, hearing his story the agent pulled an auto insurance contart and showed him the clauses in the atuo insurance of the so call "ACT OF GOD" The agent told him the fortunately nothing happened to his life or limbs. Can you imagine what would have happened to your family, if the unforseen happened. Thanks god, that he saved your life. Still puzzled, over the "ACT OF GOD" he thank god for keep him in one piece.

Well to cut it short, I am sure you will know what happened thereafter, The agent sold him a life insurance policy which he is still keeping it. From Auto Insuance to Life insurance. Ha! Ha!